One of the biggest decisions you will ever make is purchasing a home.
We help you walk through the entire homebuying process, from understanding home buying jargon, finding a mortgage lender, to closing and moving into your first home.
You'll be well-prepared to make the move to owning a property if you set up
your finances and allow your budget direct your hunt for that dream home.
Speak with Josh today for personalized guidance tailored to your unique situation. Whether you're struggling to manage your budget, looking to eliminate debt, or aiming to invest wisely, Josh can provide the expert insights and strategies you need to achieve your financial goals.
Speak with Josh today to discover how you can grow your wealth and achieve your long-term financial goals. Whether you're interested in building a robust investment portfolio, planning for retirement, or maximizing your earning potential, Josh can provide the personalized guidance and strategic insights you need to succeed.
When determining how much house you can afford, it's important to take into consideration the total cost of a property, which includes a number of ongoing expenses. For example:
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Down payment: Your mortgage will be smaller and your interest payments will be lower the more money you put down.
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Property taxes: -find out the property tax rate in the local area and look into local real estate trends. If you’re moving into an up-and-coming neighborhood, your taxes may go up as property values increase.
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Maintenance: Particularly for older or larger homes, maintenance costs may mount up rapidly. In order to include a buffer into your budget, consider how much it will cost to maintain a yard or replace outdated plumbing and fixtures.
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